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Home / Home Warranty

Best Home Warranty of September 2026

Sample contracts compared clause by clause with service-fee modelling. Ranking order is set by score alone; partner links are labelled and never move a brand up the list.

Advertiser disclosure. We may earn a commission if you buy through the “Visit Site” buttons on this page. It does not affect our scores or this ranking order. Prices were verified on 13 September 2026 and may change.

1
Choice Home Warranty 9.5/10Outstanding
Editor’s ChoiceFrom $49/mo

Most competitive pricing on broad appliance coverage

  • Plans start at just over $49 per month
  • Single flat $100 service call fee
  • Two plans: Basic and Total

From $49/mo
Plus $100 flat service fee

Visit Site Read our review
2
American Home Shield n/aScoring in progress
Draft, not yet scored

American Home Shield: review and pricing being verified

  • Listed at rank 2 in this category
  • Pricing and feature verification scheduled

Price pending
Verified pricing not yet published

Visit Site Review in production
3
First American Home Warranty n/aScoring in progress
Draft, not yet scored

First American Home Warranty: review and pricing being verified

  • Listed at rank 3 in this category
  • Pricing and feature verification scheduled

Price pending
Verified pricing not yet published

Visit Site Review in production
4
Home Warranty of America n/aScoring in progress
Draft, not yet scored

Home Warranty of America: review and pricing being verified

  • Listed at rank 4 in this category
  • Pricing and feature verification scheduled

Price pending
Verified pricing not yet published

Visit Site Review in production
5
Home Service Club n/aScoring in progress
Draft, not yet scored

Home Service Club: review and pricing being verified

  • Listed at rank 5 in this category
  • Pricing and feature verification scheduled

Price pending
Verified pricing not yet published

Visit Site Review in production
6
2-10 Home Buyers Warranty n/aScoring in progress
Draft, not yet scored

2-10 Home Buyers Warranty: review and pricing being verified

  • Listed at rank 6 in this category
  • Pricing and feature verification scheduled

Price pending
Verified pricing not yet published

Visit Site Review in production

Side by side

Full comparison table

Best Home Warranty of September 2026 compared
Brand Score Starting price Billing basis Best for
#1 Choice Home Warranty 9.5/10 From $49/mo Plus $100 flat service fee Most competitive pricing on broad appliance coverage
#2 American Home Shield Not yet scored Not yet listed Pending verification Draft entry
#3 First American Home Warranty Not yet scored Not yet listed Pending verification Draft entry
#4 Home Warranty of America Not yet scored Not yet listed Pending verification Draft entry
#5 Home Service Club Not yet scored Not yet listed Pending verification Draft entry
#6 2-10 Home Buyers Warranty Not yet scored Not yet listed Pending verification Draft entry

Sources: Choice Home Warranty pricing

How to choose home warranty

Sample contracts compared clause by clause with service-fee modelling. We start every category the same way: build a shortlist from the brands buyers actually consider, price each one on the plan a typical buyer would choose, then score against the published rubric rather than a feature checklist supplied by the vendor.

Most competitive pricing on broad appliance coverage

Watch the second term. Pricing varies by home location and is quote-based. Where a brand advertises a promotional rate, the renewal figure is shown in the comparison table above and repeated on the brand’s review page.

Frequently asked questions

How does Selectopicks rank home warranty?

Each brand is scored against the same weighted rubric: performance 30%, features 25%, value 25%, support and trust 20%. Scores are set before any commercial team sees the article, and commission rates are never visible to the editorial desk.

Is the cheapest option the best choice?

Not automatically. Pricing varies by home location and is quote-based

How often is this page updated?

Pricing and plan details are re-verified at least every 90 days. This page was last verified on 13 September 2026.

How this ranking was produced

Scores are produced by the Selectopicks test desk against our published methodology. Entries marked as draft are visible here for transparency but carry no score and no pricing claim until verification is complete.